Lighthouse Capital Funding, Inc. tailors each loan to meet each client’s needs. It's that flexible. Loan Amount: $250,000 to $3,000,000 Term: 12 - 24 Months Interest Rate: 13% - 15% per annum Payments: Interest Only Points: 3 - 5 Collateral: Real estate only Maximum Loan to Value: 70% (based on property type) 50% (land) Lien Position: We offer 1st, 2nd and 3rd mortgages/deeds of trust Equity Requirement: Negotiable Prepayment Penalty: None. Loans may be paid off at any time without penalty Commitments: We can provide a commitment letter in as little as 24 hours Funding: We can fund in as little as 7 days